Frequently Asked Questions

What types of loans offered?

We offer car loans, business loans, and personal loans tailored to your needs.

How to apply for a loan?

You can apply online through our website by filling out the application form with your details.

What is a credit score?

A credit score is a numerical representation of your creditworthiness, influencing loan approval and interest rates.

What are the eligibility criteria?

How long does approval take?

Loan approval typically takes 3 to 5 business days after submitting all required documents.

Any Indian resident (salaried or self-employed) aged 21–60 years with a regular income source can apply.

Do I need a good credit score to get a loan?

What is the minimum and maximum tenure of a loan?

What documents are required to apply for a loan?

Can I apply without income proof?

Are there any processing fees or hidden charges?

Yes, a good credit score (650 or above) increases your chances of approval and helps get better interest rates.

It depends on the type of loan. Personal loans typically range from 12 to 60 months, while home loans can go up to 30 years.

Basic documents include:

• PAN card

• Aadhaar card

• Address proof

• Income proof (salary slips/ITR)

• Bank statements (last 6 months)
  Additional documents may be needed depending on loan type.

Most loans require proof of income. However, some secured loans (like gold or property loans) may not require it.

Yes, we charge a nominal processing fee (usually 1–3% of loan amount). All charges are disclosed upfront.